I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
What would genuinely help is knowing how people are thinking about the trade-off between reversibility and privacy, because you cannot have both.
Practical detail welcome, however dull — the duller the better.
Short answer first, then the reasoning. Most of what circulates confidently in this community traces back to one summary of one study, and the qualifier was dropped somewhere in the third retelling.
mike.trainer_LA said:Most of what circulates confidently in this community traces back to one summary of one study, and the qualifier was dropped somewhere in the third…
Agreed, and the size of the effect matters as much as its existence. Something real and small gets treated here as though it were real and decisive.
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View Resultsclaudia_zurich said:I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
Same experience, arrived at from the opposite direction.
Adding the clinical framing, because it changes how the question reads. The useful move here is to separate what is established from what is widely repeated. Those two sets overlap less than the confident tone of most write-ups suggests, and the second set is where nearly all the disagreement on this board comes from.