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ForumsCrypto & PrivacyCash vs crypto vs card — 6 month update

Cash vs crypto vs card — 6 month update

patPC_UT Wed, Sep 10, 2025 at 12:49 AM 28 replies 1,464 viewsPage 1 of 6
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patPC_UT
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Sep 10, 2025 at 12:49 AM#1

Putting this up for argument rather than for agreement. I have read it twice and I am still not certain what it supports.

The trade-off is reversibility against privacy and there is no option that gives you both. Card payments are reversible and disclose the most; crypto discloses least and is irreversible, which is precisely why pressure toward it is a warning sign when it comes from a seller rather than a buyer. Escrow only means anything where the escrow agent is independent of both parties, which is rarely the case in practice.

Where I think it is weakest: the population was selected and supported in ways a real cohort is not, so I would read the effect size as a ceiling rather than an expectation.

The bit I cannot resolve on my own is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both. Not looking for reassurance. Looking for the part I have got wrong.

Note on sourcing:
Figures above are from the primary publication rather than the press summary. If a number here disagrees with one you have, post yours and we will work out which of us is reading a secondary source.
8 3sarah_nash92, FitDadDave, RunnerRach and 5 others
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Dr.RenalNash
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Sep 10, 2025 at 1:10 AM#2
patPC_UT said:
The trade-off is reversibility against privacy and there is no option that gives you both.

Correct, and worth adding that it is reversible. Nothing being described here is a one-way door, which changes how cautious it is reasonable to be.

Happy to go further on any of that.

Last edited: Sep 10, 2025 at 6:10 AM
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BenResearch_OR
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Sep 10, 2025 at 1:31 AM#3
patPC_UT said:
The trade-off is reversibility against privacy and there is no option that gives you both.

This is where I part company with the consensus forming above. I would resist the confidence. Half of what this board was certain about two years ago has since been quietly dropped, and nobody went back to correct the threads.

Last edited: Sep 10, 2025 at 2:31 AM
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Dr.PeteFamMed
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Sep 10, 2025 at 1:52 AM#4

Taking the question as asked, rather than the general version of it. Worth answering the question that was asked rather than the one behind it. The narrow version usually has an answer; the broad version usually does not, and answering the broad one is how a thread stops being useful.

Last edited: Sep 10, 2025 at 2:52 AM
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robert_kc
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Sep 10, 2025 at 3:43 AM#5
Dr.RenalNash said:
Correct, and worth adding that it is reversible.

Second this.

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