I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
The narrow version of the question is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both.
If the honest answer is that nobody knows, that is a useful answer and I would rather have it.
Short answer first, then the reasoning. Most of what circulates confidently in this community traces back to one summary of one study, and the qualifier was dropped somewhere in the third retelling.
Dr.PeteFamMed said:Most of what circulates confidently in this community traces back to one summary of one study, and the qualifier was dropped somewhere in the third…
Agreed, and the size of the effect matters as much as its existence. Something real and small gets treated here as though it were real and decisive.
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View Resultspaige_pharma said:I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
This matches mine closely enough to be worth saying so out loud. Nothing to add that would improve it.
Adding the clinical framing, because it changes how the question reads. The useful move here is to separate what is established from what is widely repeated. Those two sets overlap less than the confident tone of most write-ups suggests, and the second set is where nearly all the disagreement on this board comes from.