I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
The narrow version of the question is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both.
Numbers rather than impressions, if you have them.
Taking the question as asked, rather than the general version of it. The honest answer is that the effect is real, the magnitude is contested, and the individual variation is larger than either. Those three things can all be true at once, and most arguments here are two people holding different parts of that.
LibrarianMeg said:The honest answer is that the effect is real, the magnitude is contested, and the individual variation is larger than either.
Fair, and it stops being fair at the extremes. The middle of the range is well understood; the ends are where the honest answer is that nobody knows.
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View ResultsB12Beth said:I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
Mine went the same way, slower. The detail I would add is minor and it is already implied above.
Clinical perspective, offered as context rather than as advice. It helps to ask what evidence would change your mind before you look at any. If nothing would, the discussion is not about evidence, and it is better to say so early than to spend nine posts discovering it.
That is the short version; the long version is somebody else's post.